By accessing or using this website, you agree to be bound by these Terms of Use. Please read them carefully before continuing. If

you do not agree to these terms, please do not use this website.

1. About Us

This website is operated by Clearmap Lending, a mortgage broking business operating as part of Clear Group Australia. Clearmap Lending is a Credit Representative of outsource Financial Pty Ltd (Australian Credit Licence 384324), ABN 70 161 282 684.

For any enquiries regarding these terms, please contact us at admin@clearmaplending.com.au.

2. General Information Only

The content published on this website is provided for general information purposes only and is subject to change without notice. It does not constitute financial, credit, legal or professional advice of any kind.

Your complete financial situation will need to be assessed before acceptance of any proposal or product. We strongly recommend you seek independent professional advice before making any financial decisions.

Nothing on this website should be interpreted as a recommendation to acquire any financial product or service, or as a guarantee of loan approval, interest rate, or lending outcome.

3. No Guarantee of Outcomes

Clearmap Lending makes no representation or warranty — express or implied — that:

Loan approval is subject to the lender’s credit assessment, verification of your financial situation, and their prevailing credit policies at the time of application.

4. Credit Services Scope

Clearmap Lending is authorised to provide credit assistance services only. This includes helping you identify suitable home loan products, assisting with loan applications, and liaising with lenders on your behalf.

We are not authorised to provide advice on financial products such as life insurance, general insurance, investments, superannuation, or deposit accounts. If you enquire about such products through this website, we will refer you to an appropriately licensed professional.

5. Remuneration Disclosure

Clearmap Lending receives commissions from lenders when a loan is settled. The commission we receive depends on the lender and the loan amount. Full details of any commissions, fees, or other benefits will be disclosed to you in our Credit Guide and Credit Proposal prior to any recommendation being made.

We do not charge you a fee for our mortgage broking services in most circumstances. Any applicable fees will be disclosed to you upfront before you proceed.

6. Website Accuracy and Currency

We take reasonable care to ensure the accuracy of information published on this website. However, the mortgage and lending market changes frequently, and information including interest rates, product features, lender policies, and regulatory requirements may change after publication.

You should always verify current details directly with us or with the relevant lender before making any decisions.

7. Third-Party Links

This website may contain links to third-party websites, including lender websites, government regulatory bodies, and industry organisations. These links are provided for your convenience only.

Clearmap Lending does not endorse, control, or take responsibility for the content, accuracy, or privacy practices of any third-party website. Visiting linked websites is entirely at your own risk, and you should review the terms of use and privacy policies of those sites independently.

8. Intellectual Property

All content on this website — including text, graphics, logos, images, and page layouts — is the property of Clearmap Lending or its licensors and is protected under Australian copyright law.

You may view, print, or download content from this website for your own personal, non-commercial use only. You must not reproduce, republish, distribute, modify, or use any content for commercial purposes without our prior written consent.

9. Use of Lender Logos

Where lender logos appear on this website, they are used with permission and in accordance with each lender’s brand guidelines. These logos remain the intellectual property of their respective owners. Their appearance on this website does not imply any endorsement of Clearmap Lending by the lender, nor does it suggest that Clearmap Lending is an employee or subsidiary of any lender.

10. Limitation of Liability

To the maximum extent permitted by law, Clearmap Lending and its related entities, directors, employees, and representatives will not be liable for any loss or damage — direct, indirect, incidental, or consequential — arising from:

Nothing in these Terms limits any rights you may have under the Australian Consumer Law or other applicable legislation that cannot be excluded.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which forms part of these Terms of Use. Our Privacy Policy explains how we collect, hold, use and disclose your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

You can access our Privacy Policy at clearmaplending.com.au/privacy-policy or by contacting us at admin@clearmaplending.com.au.

12. Electronic Communications

By submitting an enquiry form or providing your contact details through this website, you consent to us contacting you by email, phone, or other electronic means for the purposes of responding to your enquiry and providing credit assistance services.

You may withdraw your consent to marketing communications at any time by contacting us at admin@clearmaplending.com.au or by using the unsubscribe link in any marketing email.

13. Changes to These Terms

Clearmap Lending reserves the right to update or amend these Terms of Use at any time without prior notice. Changes will take effect from the date they are published on this website. Your continued use of the website following any update constitutes acceptance of the revised terms.

We encourage you to review this page periodically.

14. Governing Law

These Terms of Use are governed by the laws of Victoria, Australia. Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of the courts of Victoria.

15. Contact Us

If you have any questions about these Terms of Use, please contact:

Clearmap Lending

Email: admin@clearmaplending.com.au

Website: clearmaplending.com.au